Terms and Conditions

Chapter 1 General Provision

Article 1 (Purpose)

The purpose of the terms of service (the “TOS” hereinafter) is to define and specify the rights, obligations, responsibilities and other necessary matters between Defi-Ant companynt Co., Ltd. (the “Company”) and members concerning the conditions and procedures to use the Defi-Ant companybit and Defi-Ant companybit-related services (the “Service”) provided by the Company.

Article 2 (Specification, Explanation and Revision of Terms)

The contents of this TOS shall become effective to all members when the Company posts the TOS at the site related to membership registration to the Service of the Company or notifies users of the above via other means and when a member subsequently agrees to this TOS to complete his/her membership registration.

The Company may amend this TOS within the scope not violating applicable laws and regulations, including the Act on the Regulation of Terms and Conditions and the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.

In the event of amendments made to the TOS, the Company shall make a public announcement of the amendments concerned 7 days prior to the enforcement date of the amendments via initial screen of the Company's website, through pop-up windows or as public notifications by specifying the date of application and grounds for amendments along with the current TOS: Provided that when the amendments are made unfavorable to members or when significant details are amended, the Company shall notify members of the above at least 30 days prior to the enforcement date.

In the event where a member fails to expressly indicate his/her intent of refusal even when the Company clearly notifies members of the fact that any members who fail to indicate his/her intent within 7 days after the Company notifies members of the amended TOS pursuant to the previous paragraph above shall be deemed as have expressed his/her intent, the member concerned shall be deemed to have consented to the amended TOS.

When a member expressly indicates his/her intent not to consent to the application of amended TOS, the Company may not apply the contents of the amended TOS. Upon such occasion, the member concerned may cancel the service agreement: Provided that when there is a special circumstance where the existing TOS cannot be applied, the Company may terminate the service agreement.

Article 3 (Outside Terms and Conditions)

The Company may stipulate separate notices, individual terms of service, individual consents, user guidelines, operation policies and detailed guidelines other than this TOS (collectively referred to as the “Detailed Guideline”), and may notify members of the above or attain consents to the above from members. And when any conflicts arise between this TOS and the contents from the Detailed Guideline obtained consent from members, the Detailed Guideline shall supersede.

All matters not prescribed by this TOS and interpretations of this TOS shall be subject to the Detailed Guideline and applicable laws and regulations or generally accepted commercial practices.

Article 4 (Definition of Terms)

The terms used in this TOS shall be defined as follows:

1. The term, “member(s),” means a person who approves this TOS, completes membership registration and enters into a service agreement with the Company;

2. The term, “ID,” means e-mail address or mobile phone number registered by a member for the purpose of member's individual identification and use of the Service;

3. The term, “password,” means a combination of letters and numbers designated by a member and approved by the Company in order to verify the identity and personal information of the member;

4. The term, “cryptocurrency,” means the purpose of the Service as well as the information that electronically exists within blockchains, such as Bitcoin (BTC) and Etherium (ETH);

5. The term, “KRW (Korean currency point),” means points that can be exchanged with cash where a member may charge them by using payments means provided by the Company and use them during transactions of cryptocurrency: Provided that no separate interests are incurred;

The term, “seller,” means a member who either register or petition for a given cryptocurrency according to a form provided by the Company through online based on his/her intent to sell;

7. The term, “buyer,” means a member who either register or petition for a given cryptocurrency according to a form provided by the Company through online based on his/her intent to buy;

Chapter 2 Application for service use and acceptance (subscription and withdrawal)

Article 5 (Establishment of Use Contract)

A user shall apply for membership registration by indicating his/her intent to consent to this TOS after providing membership information in accordance with the registration form prescribed by the Company.

A membership registration shall be constituted at the time when the approval of the Company arrives at the member.

A service agreement shall be executed by each member's ID. Once a service agreement is concluded, the applicant for the service shall be registered as a member.

Legal protection shall not be guaranteed to any member who provides his/her name that is not real or someone else's personal information, such as name and phone number; and those members shall be held fully accountable for both civil and criminal liabilities.

Any person who is under 19 years old shall be limited to the access of the Service related to cryptocurrency provided by the Company.

When a user is a national, citizen, permanent resident or resident of the country or region designated as a non-cooperative countries and territory (NCCT) by the Financial Action Task Force (FATF), the person concerned may be limited to the access of the Service. All members shall guarantee the followings:

1. A member shall not be a national, citizen, permanent resident or resident of the NCCT;

2. A member shall not use the Service while staying in the NCCT;

Upon applications under Paragraph 1 above, the Company may, when deemed necessary, request for real name verification and personal authentication through specialized institutions depending on the types of users pursuant to applicable laws and regulations. The Company shall not be held liable for any disadvantages which may arise from failure to verify user's personal identification due to the user's refusal to respond to the request made by the Company.

Article 6 (Application for Use)

Those who wish to access the Service shall make a request for use of the Service by submitting the information requested on a prescribed form provided by the Company.

All membership information filled out on the application form via online shall be deemed as actual data; and any member who fails to provide real name or actual information shall not be legally protected and may be limited to the use of the Service.

When a member provides or is found later in time to have provided false or incorrect information, the Company may temporarily or permanently suspend the member concerned from the use of the Service and terminate the service agreement. All damages or losses caused to the Company or third party arising from the above shall be fully borne by the member concerned.

Article 7 (Consent to Use of customer Information and Approval of Application for Use)

Consent to the use of membership information:

1. The Company shall use personal information of members for the purpose of fulfilling a service agreement and providing the Service under the service agreement.

2. Membership information may be provided to business partners of the Company in order for members to easily access and use the Service of the Company and affiliated services: Provided that the Company shall notify members of the business partners, purpose of provision of membership information and details of membership information to be provided and obtain consent from members before providing membership information to the business partners.

3. Members may, at any time, access and modify personal information through modification of membership information.

4. When a member provides membership information through an application for the Service and request the Company for the use of the Service in accordance with this TOS, the member shall be deemed to have consented to collection, use and provision of membership information listed in the application for the Service pursuant to this TOS.

Acceptance of application for use

1. Service, the Company may approve the membership registration of the member concerned: Provided that when falling under Subparagraph 2 or Subparagraph 3, the Company may suspend the approval or refuse to approve.

2. The Company may reserve the acceptance of the application for use under the following subparagraphs:

A. When the resource of the facility is limited;

B. When technical issue arises;

C. When other circumstances arise for the Company to be unable to approve the request;

3. When falling under any of the followings, the Company may refuse to approve the request for the use of the Service:

A. When the name provided by a member is not a real name;

B. When a member submits an application under someone else's name;

C. When required items upon request for the use of the Service are falsely listed;

D. When application is made for the purpose of obstructing public peace and order or good social morals customs;

E. When requirements for the use of the Service prescribed by the Company are unsatisfactorily fulfilled;

Article 8 (Suspension and Cancellation of Service Agreement)

A service agreement shall be terminated through cancellation by a member or the Company:

1. When a member intends to cancel the service agreement, he/she shall request the Company for cancellation after transferring all of his/her assets (cryptocurrency and KRW points) to the outside.

2. When a member falls under any of the followings, the Company may restrict the member from the use of the Service or terminate the service agreement.

- In case, you have stolen someone's service ID and password

- In case of intentional interference with the operation of the Service

- If the customer name is not a real name

- When a member uses the Service in order to obstruct social and public interests

- In the event of impairing or disadvantageous behavior of others

- When transmitting large amounts of information or transmitting advertising information for the purpose of interfering with the stable operation of the service

- When a computer virus program that causes malfunction of information or communication facilities or destruction of information is distributed

- Illegal use of personal information, user ID and password of others

- When a member reproduces, distributes or commercially use the information acquired from the use of the Service without prior consent from the Company

- The same user double-registered with another ID

- When a member infringes intellectual property rights of the Company, other members or third party

- When outside agencies, such as the Korea Communications Standards Commission, order a corrective measure or when the National Election Commission renders authoritative interpretation related to illegal election campaign

- When personal information of users is collected, saved or disclosed without acquiring proper consent

- When an objective decision is made that the use of the Service by a member is connected to criminal acts

- When a member trades cryptocurrency on behalf of other person in order to gain profits, such as service fees

- When a member commits an act which violates other applicable laws and regulations

Procedure to Suspend or Restrict the Use of Service:

1. When the Company intends to restrict the use of the Service, the Company shall specify the grounds, time and duration and notify the member concerned or his/her representative of the above in writing (including electronic mail) or by means of telephone and messenger function at the official website.

2. Notwithstanding the above, when the Company deems necessary to immediately suspend the use of the Service, the Company may restrict the use of the Service without the procedures prescribed in the previous Paragraph.

3. A member who receives the notice of service suspension or his/her representative may file an appeal when he/she objects to the suspension.

4. The Company shall immediately lift the measure of suspension only when it is confirmed the grounds for suspension are resolved during the period of suspension.

Termination of use contract

1. The Company may terminate the service agreement when an identical act is repeated for twice or more or when the grounds for suspension are not relieved within 30 days after the use of the Service is suspended or restricted.

2. When the Company terminates the service agreement, membership registration shall be cancelled. Upon such occasion, the Company shall notify the member of the above and grant the member an opportunity for exculpation

Article 9 (Change of customer Information)

Members may, at any time, access and modify personal information of their own through modification screen of membership information: Provided that modification of the real name, date of birth, gender and ID shall not be allowed for the purpose of the service management.

When changes are made to the information submitted by a member during membership registration, the member shall modify the information concerned via online or notify the Company of the changes through electronic mail or other means.

The Company shall not be held liable for any disadvantages caused because the changes under Paragraph ② are not notified to the Company.

Chapter 3 customership Obligations

Article 10 (customer's Responsibility for customer ID and Password Management)

All responsibilities to manage ID and password shall be borne by a member. A member shall be held liable for all consequences arising from negligent management or illegal use of ID and password granted to the member, and the Company shall be completely relieved from any liabilities: Provided that the above shall not apply when the consequences arise from the intent or negligence of the Company.

When a member learns that his/her ID is illegally used, the member must notify the Company of the above and follow the guideline given by the Company.

In the event of Paragraph ②, the Company shall not be held liable for any disadvantages arising from the member's failure to notify the Company of the above or to comply with the guideline given by the Company after notifying the Company.

Article 11 (Provision of Information)

The Company may provide information on the use of the Service and products for the members' convenience to use the Service as follows by means of wired/wireless telephone, electronic mail, text message (LMS/SMS) or SNS. Upon such occasion, members may refuse to receive the above at any time:

- Services related to the trade of cryptocurrency;

- Services such as events and occasions

- Other services which the Company frequently determines and provides members;

Chapter 4 General Service Use Policy

Article 12 (Type of Service)

The Service provided by the Company includes trade of cryptocurrency (sale-related, purchase-related, and services related to search of market price)

The types of Service provided by the Company may frequently change subject to the circumstances which the Company is under, and all copyrights and intellectual property rights concerning the Service provided shall be attributed to the Company.

The Company grants to the customers only the right to use the Account, ID, Service, Points, etc. in accordance with the Terms and Conditions set by the Company in connection with the Service, and the customer shall not be allowed to provide similar services and commercial activities utilizing such thing

Article 13 (Notice and Modification of Service)

The Company shall service notices concerning characteristics, procedures and methods of each service based on the type of services through a service screen, and members shall use the Service after understanding the notices concerning each service notified by the Company.

The Company may make changes to a specific service for fair operational and technical reasons. In this case, the company is required to make an announcement at least 7 days in advance.

Article 14 (maintenance and suspension of services)

The use of Service shall be allowed for 24 hours a day in principle unless special circumstances arise based on operational or technical grounds for the Company: Provided that the above shall not apply to the day or time specified by the Company for the purpose of regular maintenance.

The company can divide the service into a certain range and set the available time for each range separately, in which case the information will be announced in advance

When falling under any of the followings, the Company may suspend the Service:

1. Inevitable due to construction work, such as maintenance of service facilities

2. In the event that a telecommunications carrier prescribed in the Telecommunication Business Act terminates the telecommunication service

3. In the case of a service provided by a third party such as an affiliate store company, not a service provided directly by the company, when a third party such as an affiliate store company terminates the service

4. Other causes of force majeure

The Company may terminate or limit the entire or partial services in the events where provision of normal service is unachievable due to a state of national emergency, power outage, problems with service facilities or overwhelming traffic to the Service.

Article 15 (Limitation on customers' Use of Payment)

The Company may limit the customer's use of the Payment if it falls under any of the following subparagraphs:

1. If the seller and buyer are judged to be the same

2. When a request is made by a provider and issuer of payment service;

Upon occasions above, the Company shall notify members of the details concerning the above through notices at the official website.

When the grounds for restriction repeat, the Company may relieve the restriction only when conditions to relieve the restriction are fulfilled.

Article 16 (Restriction on Members' Deposit and Withdrawal)

When falling under any of the followings, the Company may restrict or render delayed approval to members' use of deposit and withdrawal:

1. When deposits are made with the name of depositor different from the member's registered name;

2. When a deposit or withdrawal is made beyond the scope of authority to use the Service stipulated by the Company;

3. When national agencies or financial institutions, including National Police Agency and National Tax Service, provide information stating that the member's account is suspected of being used for illegal acts;

When falling under any of the above, the Company shall notify the member concerned of the details of the above by means of notice at the official website.

In the case of duplication of use limitation and delay reason, it can be canceled only when the administrator or the operator has the release condition required

Chapter 5 Using Virtual Currency Transaction Services

Article 17 (Virtual Currency Sales Registration / Purchase Registration)

customers who wish to sell or purchase virtual currency through the services provided by the Company must register the transaction in accordance with the registration form provided by the Company

Use of supplementary services

1. Customers who want to sell virtual currency can apply for additional services provided by the company for more effective sales when registering transactions. The specific details of the supplementary services are determined by the company

2. With respect to all services related to sale/purchase of cryptocurrency provided to members by the Company, members shall be granted only a right to use the Service for the purpose of improving individual convenience of members, and provision of all similar services or commercial use of the Service exceeding the scope of authority to use the Service shall be prohibited.

Article 18 (Limitation on Use of Transaction Services)

part	Grounds for Restriction	Condition for Relief
Blocking of Log-in	① When a request is made by a member; ② When personal identification is failed; ③ When a request is made by national agencies or financial institutions; ④ When password is wrongfully entered for 5 consecutive times; ⑤ When related to or reasonably suspected of criminal acts, such as voice phishing, or financial incident;	- When grounds for restriction are resolved; - For ④, block of log-in shall be lifted following successful personal identification;
Interception of Withdrawal	① When a member is a minor;
	② When a request is made directly by a member; ③ When a request is made by national agencies or financial institutions; ④ When the first withdrawal of cryptocurrency purchased by KRW is requested since membership registration: Provided that the withdrawal shall be blocked for 72 hours from the charge of KRW; ⑤ When related to or reasonably suspected of criminal acts, such as voice phishing, or financial incident;⑥ When a person has acquired KRW or cryptocurrency without legal causes; ⑥ When a person has acquired KRW or cryptocurrency without legal causes;

Chapter 6 Service Fees

Article 19 (Service Fee Concerning Trade of Cryptocurrency)

The Company imposes service fees on sellers/buyers in return for providing the Service through internet. Fees are expressly described in “How to Use” at the official website, which may be subject to change based on the market situation and circumstances which the Company is under.

Chapter 7 Protection of Personal Information

Article 20 (Protection of Personal Information)

The Company endeavors to protect personal information of members as prescribed by applicable laws and regulations. Personal information of members shall be used only within the purpose and scope which members consent to for the purpose of effective Service. Unless stipulated otherwise by applicable laws and regulations or separately consented by members, the Company shall not provide personal information of members to third party, and details concerning the above shall be prescribed in the privacy policy on personal information.

Chapter 8 Compensation for Damages and Indemnity

Article 21 (Indemnity of the Company and Compensation for Damages)

The Company does not guarantee any matters concerning the Service not stipulated by this TOD. Moreover, the Company does not guarantee the value of cryptocurrency which is not issued or guaranteed of payment by the Company.

The Company shall be indemnified from liabilities for provision of the Service when the Service cannot be provided due to natural disaster, DDos attack, IDC problems, overwhelming traffic to the Service, problems with cables of common telecommunications business operators and other unavoidable causes. Provided that the above shall not apply when there are consequences from the intent or negligence of the Company.

The Company shall not be held liable when problems unavoidably occur due to problems with blockchain, malfunction or technical issues of the system managing issuance of cryptocurrency, faults of telecommunication service provider and regular server maintenance. Provided that the above shall not apply when there are consequences from the intent or negligence of the Company.

The Company shall not be held liable for problems to use the Service or subsequent results caused by reasons attributable to members. Provided that the above shall not apply when there are consequences from the intent or negligence of the Company or the member concerned proves just cause.

The Company shall be indemnified of any liability when trades are made between members or between a member and third party with the Service as a medium. Provided that the above shall not apply when there are consequences from the intent or negligence of the Company.

Unless stipulated otherwise by applicable laws and regulations or if there is no intent or negligence of the Company, the Company shall not be held liable for the use of the Service that is provided for free.

The Company may conduct regular, temporary or emergency inspection on servers for the purpose of providing stable Service. In the event where significant difference is found between the market price of cryptocurrency at domestic/overseas cryptocurrency exchanges and the market price of cryptocurrency pending for sale/purchase on the Service following the inspection of servers, the Company may cancel all pending orders in accordance with the in-house regulation for the purpose of protecting members.

When any person acquires or receives cryptocurrency held by third party without proper authority due to service errors, computer problems or other causes, the Company may take necessary measures, either retrieving the cryptocurrency concerned or restoring to original state, after notifying the person concerned in advance.

When a member requests the Company for compensation for damages, the Company may compensate the member for damages by means of paying cryptocurrency or KRW points through electronic wallet of the member subject to mutual agreement with the member.

Article 22 (Denial of Representation and Warrant)

The Company does not have the authority to represent a member who sells or buys cryptocurrency, and any acts of the Company shall not be deemed as acts to represent a seller or buyer.

The Company does not warrant the fact, truth and legality of the intents to buy or sell concerning the trades between members which are executed through the Service provided by the Company.

All sites linked to the Company (gift certificate mall, paid contents provider, etc.) are represented by business enterprises which are in business alliance with the Company through business agreements. The Company only accommodates those links to the enterprises concerned. All liabilities related to the operation and management of the service provided by the enterprises concerned and sales, delivery and refund of goods shall be borne by the enterprises concerned unless any consequences arise from the intent or negligence of the Company; and the Company is completely not involved with the above.

Article 23 (Jurisdiction and Governing Laws)

This TOS shall be governed and interpreted by the Laws of the Republic of Korea. Any litigations arising from disputes between the Company and members concerning the use of the Service shall be governed by the Laws of the Republic of Korea.

All disputes and litigations between the Company and members concerning the use of the Service shall be subject to the jurisdiction and venue of the courts in accordance with the procedures as prescribed by applicable laws and regulations.

ADDENDA

This TOS shall enter into force on May 10, 2019.

Privacy Policy

To protect the rights and interests of its members, Defi-Ant company Co., Ltd.(hereinafter referred to as the "Company") has established the "Information Communication Network Promotion and Information Protection Act," "Consumer Protection Law in Electronic Commerce," "Communications Secret Protection Act," "Telecommunications Business Act, Information Protection Law "and other governmental administrative guidelines, and operates the personal information processing policy in accordance with relevant laws and regulations.

1. Personal Information Items Collected and Collection Method;

A. Personal information items collected

1. The Company shall not collect any sensitive personal information which may lead to the infringement of human rights of users, including their race, ethnicity, ideas and creeds, place of birth and legal domicile, political orientations and criminal records, health status, and sual life.

2. The Company shall collect and use the following essential personal information:

1) Verification of a user’s identity and his/her willingness to obtain membership

- general members: name, ID, password, passport no. (for foreigners only), cell phone number, email address, country of origin, secure password, residency(address)

- corporate members: name of company, name of representative, business registration number, contact telephone number, place of workplace address, e-mail address, password, country of operation, cell phone number, secure password

2) Self-authentication for payments and funds withdrawals

- name, date of birth, account number, a copy of an identification card (any remaining information masked cept for date of birth), cell phone number, secure password.

3) Self-authentication for level up

- cell phone number, e-mail address, i-pin number, a copy of an identification card (any remaining information masked cept for date of birth), Bank account no. for withdrawals, address , Connected information(CI), Duplicate membership verifying information (DI)

4) Secure password initialization

- name, e-mail address, cell phone number, a copy of an identification card (any remaining information masked cept for date of birth), a facial photo.

5) Prevention of use by fraudulent members and prevention of unauthorized use

- users’ IP address and date and time of their visit to the Company’s website

6) Verification of users’ real name

- name, date of birth, gender

3. The following information may be created and collected in the process of using or processing services:

- Records on using services, payment records, records on the suspension and termination of services, access logs, cookies, users’ IP address, records on fraudulent or abnormal uses of services.

2. Purpose of Collecting and Using Personal Information;

The Company shall collect and use customers’ personal information for the following purposes:

A. Member management

1. Self-authentication for the use of membership-based services, verification of individuals’ identity

2. Prevention of use of services by fraudulent members and of unauthorized use

3. Verification of users’ willingness to obtain membership and limitation on membership and the number of obtaining membership

4. Identification of minors

5. Records retention for consulting with customers, acceptance and handling of customers’ complaints and disputes resolution

6. Delivery of notices

B. Performance of agreements on the provision of services and payment of charges

1. Provision of services and contents, as well as tailored-made services

2. Payment and settlement of fees

3. Notification of the result of winning prizes at events/giveaways and delivery of products

C. Use for marketing and advertisements

1. Providing optimized services for customers

2. Developing and specializing in new services (products)

3. Providing services and posting advertisements according to demographic traits

4. Identifying the frequency of access to the Company’s homepage

5. Statistics on the use of services

6. Mailing periodicals and offering guidance on new products or services

7. Planning web services and events that meet customers’ interests

8. Delivering information on advertisements, such as giveaways and events, and operation of member communities

9. Conducting customer questionnaire-based survey

3. Period of Retention and Use of Personal Information;

A. The Company retains or owns personal information within the time specified by laws or personal information within the retention/usage time agreed with by information object when collected.

B. Process and retention time of each personal information is as follows;

Information	Retention Time	Basis
Personal information related to service use(log-in history)	3 months	Protection of Communications Secrets Act
History of sign/advertising (log-in history)	6 months	Act on Consumer Protection in the Electronic Commerce Transactions, Etc
Records relating to contract or withdrawal	5 years
Records relating to the payment and supply of good	5 years
Records relating to consumer complaints or disputes	3 years
Records relating to electronic financial transaction	5 years	Electronic Financial Transaction Act

4. Entrustment of Personal Information Processing;

A. The Company shall entrust affairs of personal information processing as follows in order to process personal information task smoothly:

Entrusted Partner	Entrusted Task	Time of Use/Retention
NICE Information Service Co., Ltd.	Identification via mobile carriers, Account real name authentication service	Do not Save Separately (Information of the certified service provider)

B. The Company states clearly on documents like contract as follows and supervises trustee handles personal information safely; prohibition of processing personal information cept the purpose of entrusted affairs by Personal Information Protection Act, technical, administrative protection action, a limit of re-entrust, management and supervisory for trustee, compensation, and etc.

C. In case trust business substance or trustee, itself is changed, the Company may notify it through this Privacy Policy without delay

5. Rights of Users and Legal Representatives and Methods for ercising Their Rights;

A. The user or his or her legal representative may ercise the following rights for registered personal information of the user.

1. Right to demand access to personal information

2. Right to demand correcting errors in personal information, if any

3. Right to demand the deletion of personal information

4. Right to demand the suspension of personal information processing

B. Users and legal representatives of children under fourteen years of age may log into the Company’s homepage and access or modify the personal information of themselves or such children in the Member’s Information Change menu or may do so by sending e-mails or written requests to a chief privacy officer at the Company.

C. The user or his or her legal representative may withdraw (cancel) ‘Consent to Personal Information Collection and Use’ through email, phone, or fax.

D. If users and legal representatives of children under fourteen years of age request the correction and deletion of errors in their personal information, the Company shall neither use nor provide such personal information until such errors are corrected or deleted. The Company shall handle the personal information that is terminated or deleted at the request of such users and legal representatives in accordance with ‘Period of Retention and Use of Personal Information’ and prohibit such information from being accessed or used for any purposes other than those stipulated in the ‘Period of Retention and Use of Personal Information.’

6. Procedure and Method for Destroying Personal Information;

A. Once the objectives of the collected personal information are fulfilled, "the Company" will destroy or store separately without hesitation said information according to the storage or usage terms.

B. The process, time frame, and methods are as follows.

1. Procedure and Timing for Destroying Personal Information

The Company shall immediately destroy the personal information provided by customers to obtain membership after the purpose of using such information has been fulfilled, including termination of services, and a retention period of such information as stipulated by its internal guidelines and other relevant statutes (please, refer to the above period of retention and use of personal information) has elapsed. In general, if there is no remaining creditor and debtor relationship, the Company shall, upon withdrawal of membership, immediately delete any personal information that has been collected by the Company at the time of obtaining membership and afterwards managed in the form of electronic files.

2. Destruction method

Any person information printed out on papers shall be destroyed by being shredded through shredders or burnt or dissolved through chemical solutions and any personal information stored in electronic files shall be deleted through technological methods that cannot reproduce such files.

3. Separate storage time frame and method

As per the 'Personal information piry system, a user account that has not used the service for 1 year will be switched to a dormant state. Dormant members' personal information is separately stored and managed with restricted access and security.

7. Measures for Ensuring the Security of Personal Information

The Company has implemented the following measures required for ensuring security under the Personal Information Protection Act:

A. Protective measures for administrative purposes

1. Establishment and implementation of an internal management plan

1) Matters on the appointment of the chief privacy officer

2) Matters on roles and responsibilities of a chief privacy officer and a personal information- handling employee

3) Matters on measures for ensuring the security of personal information

4) Matters on training on the personal information handling employee and companies entrusted with personal information processing

5) Other matters required for the protection of personal information

2. Conducting its own internal audits

1) Matters on divisions of duties between the chief privacy officer and an auditor

2) Matters on roles and responsibilities of an auditor on personal information-related matters

3) Conducting regular internal audits for ensuring the security of personal information handling

B. Technological protection measures

1. The Company operates a system designed to prevent the leakage of personal information in order to prevent the personal information-handling employee from leaking customers’ information. It also applies secure password algorithm to personal information that is transmitted via PCs and networks.

2. The Company grants each personal information handling employee one user account that has different functions and the least right to access a personal information handling system, which is required for performing his/her duties. If such personal information handling employee is replaced, the Company shall modify or delete his/her right to access the system and retain related records for at least 5 years. In addition, the Company has established and applies a rule of creating a password for the personal information handling employee.

3. If the Company sends or receives individuals’ peculiar identification information and passwords via information communication networks or delivers them through supplementary storage mediums, it shall store them using commercial encryption software and encrypt passwords with secure password algorithms and store them in encrypted forms.

4. The Company retains and manages records on the personal information handling employee’ s access to the personal information processing system for at least 6 months and securely stores such records to ensure that such records are not forged, modified, stolen or lost.

5. The Company installs and operates security programs, such as vaccine programs that can prevent or cure malicious programs in the personal information processing system or computers used for business purposes. It also conducts regular PC checkups by using the automatic update function of such security programs.

C. Physical protective measures

The Company has established and operates a procedure for controlling entry to and it from physical sites where personal information is stored, such as computer rooms and archives. It also stores and manages documents and supplementary storage mediums containing personal information at locations secured with locks.

8. Installation, Operation and Rejection of Personal Information Automatic Collection Devices

A. The Company uses ‘cookies’ which save and retrieve the information of use to provide a customized service.

B. “Cookies” are small pieces of information that are sent by the web server operating the website and are saved to your computer’s hard drive

1. Purpose of cookies use : to provide optimized information, reflecting visit, use pattern, favorite searching words and status of secure connection for each service and website that user visits

2. Installation/operation or refusal of cookies : Cookies saving is able to be refused through the option setting of Tools button in the top of the browser > the Internet Options > Privacy.

3. If cookies are refused, the difficulty of service use may be occurred

9. Chief Privacy Officer

A. The Company values the protection of customers’ personal information highly and does its best to ensure that their personal information is not damaged, compromised or leaked. However, the Company shall not be responsible for the information damaged by unpected accidents that arise from basic dangers inherent at networks and all kinds of disputes that arise from postings made by visitors to the Company’s website, even though the Company has taken technological security measures.

B. The Company’s customer center offers swift and sincere replies to customers’ inquiries about the protection of their personal information. In addition, customers who wish to contact the chief privacy officer at the Company may contact him/her at the below telephone number or by e-mail. We will answer your inquiries on the protection of personal information swiftly and sincerely.

1. Chief Privacy Officer

1) Name: Andy Hong

2) Title: Chief Privacy Officer

3) Telephone number: +1 770-910-9150

4) E-mail: opulent.exchange@gmail.com

C. You may make inquiries to the Personal Information Dispute Mediation Committee, Supreme Prosecutors’ Office, Korea National Policy Agency, Korea Internet & Security Agency if you need consulting to seek remedies for your compromised personal information.

1. Personal Information Dispute Mediation Committee (www.kopico.go.kr): 02-2100-2499

2. Supreme Prosecutors’ Office, National Digital Forensic Center (http://www.spo.go.kr): 1301

3. Korea National Policy Agency, Cyber Bureau (http://cyberbureau.police.go.kr): 182

4. Personal Information Response Center (http://privacy.kisa.or.kr): 118

10. Revision of Privacy Policy

Guideline that is caused by changes in the government’s policies or security technologies on the Notices menu on its homepage 7 days before the effectuation of such addition, deletion or modification.

- Date of effectuation: June 5, 2019

Interest in digital assets continues

Asset loss due to price fluctuations that occur frequently due to the nature of digital assets Invest with possibilities in mind. In addition, digital assets are There is no entity that guarantees value, and there is no legal currency guaranteed by the government. Therefore, the value may be affected by regulations or changes in the external market environment, and trading is conducted 24 hours a day without upper and lower limits like the stock market, making it difficult to apply the existing safeguards, which may lead to large losses.

Please note that unverified digital assets have a high risk of delisting and market price manipulation, and may be used for illegal activities such as market price manipulation by speculative forces. It is your responsibility to invest in digital assets. Please refrain from excessive investments and invest prudently.

Members may refuse to consent, but some services, such as event information, will not be provided if consent is refused.

1. Purpose

Use in marketing and advertising

- Development of new services (products) and provision of customized services, provision of event and advertisement information and participation opportunities, provision of optimized services to members, provision of services and advertisements according to demographic characteristics, verification of service validity, and access Frequency identification or statistics on member service use

2. item

Login ID, mobile phone number, password, name , bank account information, security password, date of birth, account number, copy of ID card (remaining information masked except for date of birth), user access IP address, date of visit, etc.

3. Retention period

When members request withdrawal from membership and withdraw consent to personal information

However, in accordance with the company's terms and conditions, if there is a record of illegal use by a member or a record suspected of illegal use, it is stored separately for 5 years from the time of collection and then destroyed. It is kept for a specified period.